Calculators and Tools

Home loans & Property

Borrowing Power

Find out how much you can expect to borrow based on your current salary and existing financial commitments.

Extra Repayments

How much time and interest can I save by paying more than my minimum repayment?

How long to repay?

Do you know how long you’ll have to repay? Find out how long it will take to repay your loan.

Loan Comparison


Loan Comparison – see how your loan can differ when comparing lending institutions.

Mortgage Switching

Mortgage Switching loan has a linked account with a credit balance that can help reduce the interest and time.

Reverse Mortgage


This reverse mortgage calculator will show you your remaining home equity.

Comparison Rate

This calculator helps identify the true cost of a loan. It factors in the interest rate, fees and charges.

Fortnightly Repayment

Paying fortnightly is simply paying the equivalent of half of your monthly repayment every two weeks.

Interest Only Mortgage

Principal and Interest Calculator – find out how much your loan will cost you and what the monthly repayments will be.

Loan Repayment


Repayment is the act of paying back money previously borrowed from a lender.

Property Buying Cost

How much will you spend on property purchase costs?

Split Loan

Splitting your home loan into fixed and variable rate portions can provide insurance against future changes.

Compound Interest


Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest

Home Loan Offset


An offset loan is a type of lending arrangement, usually for a mortgage, in which a borrower also maintains a savings account with the lender.

Introductory Rate


An introductory rate is an interest rate charged to a customer during the initial stages of a loan.

Lump Sum

How much time and interest can I save by paying a lump sum off my loan?

Property Selling Cost


Thinking of selling your property? Calculate how much this could cost you.

Stamp Duty

Stamp duty adds to the cost of buying a property. Find out just how much it will cost in your state or territory.

Budgeting & Savings

Budget

This calculator enables you to work out where your money is going and check if you are spending more than.

Rent vs Buy


The Rent vs Buy Calculator uses the everyday costs of renting and buying to compute and refine results.

How Long to Save?


Achieve my savings target. How much you’ll need to save each week/month to reach a goal amount.

Savings

Watch your savings accumulate.

How Much To Deposit

How much deposit do you need for a mortgage?

Income & Tax

Income Annualization


Work out your annual income from the money you’ve received so far this year.

Income Tax


Work out your income tax according to the ATO’s personal income tax scales.

Income Gross Up


This tool calculates gross income based on net income, using ATO’s personal income tax rates and thresholds.

Credit Card

Credit Card


Find out how long your payment will take to pay off your credit card balance with a financial calculator.

Car Loans & Leasing

Car Lease


Find out how much your monthly repayments will be and the total paid at the end of the lease.

Success Stories

As a small business owner for five years, obtaining finance for a new office building for our architectural practice appeared to be a daunting process from the outset. I managed to obtain referrals from various colleagues and went through a stage of meeting with several brokers. From our initial meeting, Brett very rapidly developed an understanding of the nature of how our business operated, by asking a series of direct and educated questions. I found this understanding of our business to be a significant key in the recommendations Brett made with respect to the available finance options. This was the factor which eventually helped us choose our finance broker.
Wolveredge Architect