Calculators and Tools
Home loans & Property
Find out how much you can expect to borrow based on your current salary and existing financial commitments.
How much time and interest can I save by paying more than my minimum repayment?
How long to repay?
Do you know how long you’ll have to repay? Find out how long it will take to repay your loan.
Loan Comparison – see how your loan can differ when comparing lending institutions.
Mortgage Switching loan has a linked account with a credit balance that can help reduce the interest and time.
This reverse mortgage calculator will show you your remaining home equity.
This calculator helps identify the true cost of a loan. It factors in the interest rate, fees and charges.
Paying fortnightly is simply paying the equivalent of half of your monthly repayment every two weeks.
Interest Only Mortgage
Principal and Interest Calculator – find out how much your loan will cost you and what the monthly repayments will be.
Repayment is the act of paying back money previously borrowed from a lender.
Property Buying Cost
How much will you spend on property purchase costs?
Splitting your home loan into fixed and variable rate portions can provide insurance against future changes.
Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest
Home Loan Offset
An offset loan is a type of lending arrangement, usually for a mortgage, in which a borrower also maintains a savings account with the lender.
An introductory rate is an interest rate charged to a customer during the initial stages of a loan.
How much time and interest can I save by paying a lump sum off my loan?
Property Selling Cost
Thinking of selling your property? Calculate how much this could cost you.
Stamp duty adds to the cost of buying a property. Find out just how much it will cost in your state or territory.
Budgeting & Savings
This calculator enables you to work out where your money is going and check if you are spending more than.
Rent vs Buy
The Rent vs Buy Calculator uses the everyday costs of renting and buying to compute and refine results.
How Long to Save?
Achieve my savings target. How much you’ll need to save each week/month to reach a goal amount.
Watch your savings accumulate.
How Much To Deposit
How much deposit do you need for a mortgage?
Income & Tax
Work out your annual income from the money you’ve received so far this year.
Work out your income tax according to the ATO’s personal income tax scales.
Income Gross Up
This tool calculates gross income based on net income, using ATO’s personal income tax rates and thresholds.
Find out how long your payment will take to pay off your credit card balance with a financial calculator.
Car Loans & Leasing
Find out how much your monthly repayments will be and the total paid at the end of the lease.